| I. Inherency: What is stopping the current system from solving the harms or preventing the plan from being put into action? |
II. Harms: What is harmful about the status quo? |
III. Significance: Is the harm significant enough that it needs attention? |
IV. Solvency: Does the Affirmative plan action rectify the harms presented? How? |
| 1. Government policies encourage employer-based insurance over individual insurance. |
A. The mentally ill are less likely to have steady insurance.
B. Those who are employed are less likely to have coverage for mental health.
C. The mentally ill are more likely to lose their coverage because of a change in job status. |
Lack of insurance leads to inadequate care. Lack of portable health insurance prevents continuity of care. |
Aff. plan removes the bias by providing tax relief for insurance that is individually owned, and is personal and portable. |
| 2. Government policies encourage third-party insurance over individual self-insurance. |
Those who have coverage for mental health are likely to have coverage that is incomplete and inferior to coverage for other health problems. |
Incomplete coverage leads to inadequate care. |
Aff. plan allows patients and their families to manage some of their own health care dollars. |
| 3. Government policies encourage public insurance over private insurance. |
Mental health coverage in such programs as Medicare and Medicaid is inferior to coverage in the private sector. |
Incomplete coverage leads to inadequate care. |
Aff. plan gives people in public programs private insurance options. |